Help Protect Your Family From Final Expenses
Final expense life insurance is designed to help provide money your loved ones may use toward funeral costs, burial or cremation expenses, outstanding bills and other expenses after your death.
Request information from a licensed insurance professional.
Coverage designed for final expenses
Multiple coverage amounts may be available
Speak with a licensed insurance professional
The basics
What is final expense insurance?
Final expense insurance — sometimes called burial insurance or funeral insurance — is life insurance with a smaller coverage amount, designed to help your loved ones pay for funeral costs and other end-of-life expenses.
Many final expense policies are whole life insurance, but terms, benefits and eligibility vary by insurer and product.
Read the full guideCoverage designed for final expenses
Smaller coverage amounts focused on funeral and end-of-life costs.
Multiple coverage amounts may be available
Options vary by insurer, age, health and state.
Speak with a licensed insurance professional
Get your questions answered before making any decision.
What it can help with
Help Leave Your Family Support — Not Bills
Life insurance proceeds may be used by beneficiaries for expenses such as:
Funeral service
Burial
Cremation
Memorial service
Remaining medical bills
Credit card balances
Household bills
Other final expenses
Life insurance benefits are generally paid to the policy beneficiary. Beneficiaries typically decide how proceeds are used. Specific policy terms, exclusions and benefits vary.
By state
Coverage information for your state
Choose your state to see local information and options. Coverage availability, rates and policy options vary by applicant, insurer and location.
Planning ahead
Funeral Expenses Can Add Up Quickly
End-of-life costs usually include several separate pieces. Knowing what they are can help you decide how much coverage to consider.
Read the funeral cost guide- 1Funeral home services
- 2Casket or urn
- 3Burial or cemetery costs
- 4Cremation
- 5Transportation
- 6Flowers / memorial
- 7Outstanding personal expenses
How it works
Three simple steps
- 1
Tell Us What You're Looking For
Answer a few basic questions about your age, location and desired coverage.
- 2
Review Available Options
Your information may be matched with a licensed insurance professional who can explain available products.
- 3
Decide What Fits You
There is no obligation to purchase simply because you requested information.
Why families consider coverage
Straightforward Information. No Pressure.
Understand Your Options
Learn what final expense insurance is before making a decision.
Licensed Professionals
Insurance recommendations and applications should be handled by appropriately licensed insurance professionals.
No Purchase Required
Requesting information does not require you to purchase a policy.
Clear Disclosures
Rates, availability and benefits vary by policy and applicant.
Frequently Asked Questions
Find Out What May Be Available
It takes a few minutes. Requesting information is not an application and does not obligate you to buy.
Request information from a licensed insurance professional.